Non-financial factors and their importance for the approval of a credit to SME in Mexico: Empirical evidence

  • Alicia Gómez Martínez
  • Domingo García Pérez de Lema
DOI: https://doi.org/10.33937/reveco.2009.7
Keywords: Non financial factors, SME, credit, financial entity, |

Abstract

The aim of this paper is the analysis of the non financial parameters that financial entities in Mexico value in order to approve a credit to industrial SME’s. With this goal we made an empirical study of 25 financial entities. The findings show that the most outstanding factors from a manager’s profile are: honesty and integrity followed by the sector’s knowledge. Regarding the firm profile, we point out the importance to have a very good portfolio of costumers and a accepted product in the market. About the organization and strategy from the company it is highlighted the business location and its qualified personnel.

Published
2009-06-01
How to Cite
Gómez Martínez, A., & García Pérez de Lema, D. (2009). Non-financial factors and their importance for the approval of a credit to SME in Mexico: Empirical evidence. Journal of Economics, Faculty of Economics, Autonomous University of Yucatan, 26(73), 23. https://doi.org/10.33937/reveco.2009.7
Issue
Vol 26 No 73 (2009): Segundo Semestre 2009 Vol. XXVI Num.73
Section
Original Articles

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